Federal Retirement Planner

Your federal retirement, clearly.

Estimate your FERS pension, project your TSP, add Social Security and FEHB costs, and see how your monthly retirement income changes when Social Security begins.

FERS Pension

Estimate your pension

Use your Service Computation Date, retirement age, High-3 and creditable service.

TSP Projection

Project your TSP

See the effect of your current balance, contributions and return assumption.

Retirement Paycheck

See the full picture

Combine FERS, TSP, Social Security, FEHB, and a simple tax assumption.

Retirement Paycheck

Enter your information manually. SF-50 upload is not required.

Planning model

Federal retirement information

Date of Birth

Service Computation Date (SCD)

Use the SCD shown in your federal personnel records.

Planned Retirement Age

High-3 Average Salary ($/yr)

Current TSP / retirement savings ($)

Total Annual TSP Contributions (Employee + Agency) ($)

Expected Annual Return (%)

Results update automatically. Change any value above and your estimates will refresh instantly. New plans start blank so each user enters their own information.

STATUS

Enter DOB and SCD

Current age

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Retirement date

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Estimated FERS creditable service at retirement

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Enter DOB and SCD to calculate.

FERS multiplier

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Estimated FERS pension

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The FERS estimate is educational. It does not model every special retirement category, deposits/redeposits, survivor elections, or every eligibility rule.

Projected TSP at retirement

$—

Uses monthly contributions and monthly compounding.

FERS monthly

$—

TSP 4% monthly illustration

$—

Combined before SS/FEHB/tax

$—

Social Security & other assumptions

Enter the Social Security estimate you expect at your planned claiming age.

Simple planning view

Estimated Social Security benefit at claiming age ($/yr)

Use an estimate from your Social Security statement.

Planned Social Security claiming age

Estimated monthly FEHB premium in retirement

Planning tax rate (%)

Monthly income before Social Security

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FERS + TSP illustration, less FEHB and planning tax.

Monthly income after Social Security begins

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Includes your entered Social Security estimate.

Social Security is shown separately so you can see the change in retirement income when benefits begin. No COLA assumption is used in this simplified version.

Accounts

Account tracking is available in this public MVP. Full financial-institution connections can be added later.

Retirement Goals

Set targets once, check in periodically, and track whether your plan is staying on course.

Linked to your plan

Your retirement progress

Enter your retirement plan and set at least one target to begin tracking.

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Target Retirement

Your planned retirement age and estimated retirement date.

Plan

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Estimated retirement date—

Time to retirement—

Status—

TSP Goal

Track your current balance against the amount you want at retirement.

Savings

Goal—

Current TSP—

Projected at retirement—

Time to retirement—

Assumed annual return—

Gap to goal—

Required monthly contribution—

Projected completion—

Compared with retirement date—

Goal progress—

Set a target

Projection uses the annual return and contribution assumptions from Retirement Paycheck.

Retirement Income Goal

Compare the monthly income you want with your projected income before and after Social Security.

Income

Goal—

Before Social Security—

After Social Security—

Monthly gap after Social Security—

Goal progress—

Set a target

Social Security Plan

Automatically linked to the Social Security inputs in Retirement Paycheck.

Linked

Claiming age—

Annual benefit—

Status—

FEHB Readiness

Track whether you have reviewed the information needed for health coverage in retirement.

Benefits

Review FEHB 5-year eligibility
Confirm your coverage history and retirement eligibility.Plan for FEHB in retirement
Review whether you expect to continue FEHB coverage after retirement.

Retirement Checklist

Keep the important planning steps visible in one place.

Checklist

Verify SCD / creditable service
Use your official personnel records.Verify High-3 salary
Confirm the salary figure used in your estimate.Review Social Security estimate
Use your current SSA estimate for planning.

Monthly check-in

Enter your latest actual TSP balance to keep your progress history current.

Track progress

Check-in date

Current TSP balance

Check-ins are stored only in this browser in the current MVP.

Progress history

0 check-ins

Date	TSP Balance	Change	Goal Progress
No check-ins yet.

TSP and income targets are saved locally. Linked projections update automatically from Retirement Paycheck.